Mr. Ramesh Kumar Aravamuthan
Mr. Ramesh Kumar AravamuthanChairman & Managing Director
A reputed banker with more than three decades of experience in India and internationally with State Bank of India (SBI), the largest bank in India. He has a deep understanding and knowledge of the Indian and global economy, best governance practices in financial markets as well as rich management experience.
He has pioneered the Housing Microfinance Sector in India and is a widely acknowledged leader in Social Impact solutions for credit access deprived rural communities.

Ashoka Fellow ,
President & Managing Trustee – LaRaksha Social Impact Trust,
Director – UTI Mutual Fund Trustee Company Pvt Ltd,
Founder & Chairman – Swarna Pragati Housing Microfinance Pvt Ltd,
Ex-Chief General Manager – State Bank of India.

Mrs. Usha Ramesh Kumar
Mrs. Usha Ramesh KumarFounder & Director
Top ranker in MA, B.Ed. with vast experience in teaching in India and Japan. She is a linguist and has a deep passion for Education and extending Service to deprived communities. She also has an abiding interest in Animal Welfare.

Founder Trustee & VP LaRaksha Trust,
Founder & Managing Trustee – URK Animal welfare Trust.

Independent Directors

Mr. Robert Chandran Royappa
Mr. Robert Chandran RoyappaIndependent Director
A graduate from the University of Madras and an experienced Banking Professional, He previously occupied positions of Managing Director, SBI Gilts Ltd, Chief General Manager at State Bank of India and a Board of Director of Swarna Pragati Housing Microfinance Pvt Ltd. He has advised several Banks in India in setting up modern Treasury Operations and Business Process Re-engineering.
Mr. C E S AzariahIndependent Director
He was a Senior Executive at India’s Premier financial institution, the State bank of India, before retiring as Chief General Manager. He headed the Treasury Operations of State Bank of India, after stints in credit, and Risk Management. He then joined the Fixed Income, Money Markets, & Derivatives Association of India (FIMMDA), as CEO. At FIMMDA, he was a member of the High Power Committee on Corporate Bonds and Securitization, set up the Corporate Bond Trade Reporting Platform, and drafted the FIMMDA Code of Conduct which has since been mandatory for all G.Secs Market participants.