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About LaRaksha Impact Finance Enterprise Pvt. Ltd.

LaRaksha Impact Finance Enterprise Pvt. Ltd. (LIFE) was founded by Mr. A.Ramesh Kumar & Mrs. Usha Ramesh Kumar to address the acute gap in access to finance for Education and Vocational Training of children of Rural families and for protection of Rural Livelihoods through Micro-enterprise and household infrastructure oriented solutions.

Product & Features

Providing financial access to the Economically weaker section (EWS) & Lower Income Group (LIG) in rural areas.

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Pioneering  Financial access to quality school education of Rural and Semi urban children and for vocational educations.


Extending financial support to Micro Enterprises, preferably in clusters & self employed people in rural areas.


Providing Financial access to the Rural ‘Missing Middle Gap’ segment not covered by MFIs or Banks. Raksha-Micro-Enterprise loan creates wealth generation and reduce Urban Migration, increasing Rural employment Opportunities and generating impact in Non-farm  employment.


Pioneering Roofing loan as a medium term shelter enhancement solution in rural disaster prone areas.

Water ATM /
Dispensing Unit Loan

Raksha-Waterloan provide access to good quality drinking water, contributing to the Government’s “JAL JEEVAN MISSION”. Bringing Technology, quality and Finance to villages and provide access to clean drinking water for better health.